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Conventional Loans

Conventional loans are ideal for buyers who want long-term flexibility and control over their financing. These loans are not government-backed, allowing more options for customized manufactured mobile home financing in South Carolina. With strong credit, buyers can take advantage of lower overall costs and more flexible property choices.

Competitive Rates for Qualified Buyers

Great credit means access to lower rates and smaller payments.

More Property Flexibility

Covers single-section and double-section manufactured mobile homes and even land-home packages.

No Occupancy Restrictions

Can be used for primary, secondary, or investment properties.

No Upfront Government Fees

Unlike FHA or USDA, there’s no added funding or guarantee fee.

Down Payment Options

Choose from low down payment programs or larger ones for better rates.

Greater Long-Term Control

Freedom to refinance, sell, or modify the loan without federal program limits.

Let's find out your eligibilty status

Click 'Start now' and see if you are eligible for a VA, USDA, FHA or Conventional loan.

What Our Clients Say

Background image of a manufactured home. no real importance to content of the webpage, merely decorative

Robyn James, Google Review  ( 10 / 07 / 2025 )

 would recommend of Ken-Co of Lake City. Ross and Kayla were awesome in helping us purchase our home.
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