
Conventional Loans
Conventional loans are ideal for buyers who want long-term flexibility and control over their financing. These loans are not government-backed, allowing more options for customized manufactured mobile home financing in South Carolina. With strong credit, buyers can take advantage of lower overall costs and more flexible property choices.
Competitive Rates for Qualified Buyers
Great credit means access to lower rates and smaller payments.
More Property Flexibility
Covers single-section and double-section manufactured mobile homes and even land-home packages.
No Occupancy Restrictions
Can be used for primary, secondary, or investment properties.
No Upfront Government Fees
Unlike FHA or USDA, there’s no added funding or guarantee fee.
Down Payment Options
Choose from low down payment programs or larger ones for better rates.
Greater Long-Term Control
Freedom to refinance, sell, or modify the loan without federal program limits.
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