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FHA Loans

FHA loans are one of the most popular ways to finance a manufactured mobile home in South Carolina, especially for first-time buyers. Backed by the Federal Housing Administration, they make it easier to qualify with lower credit requirements and small down payments, giving more families access to affordable, high-quality homes like those at Ken-Co Homes.

Low Down Payment Options

As little as 3.5% down makes homeownership more accessible.

Competitive Interest Rates

​Fixed rates help buyers plan predictable monthly payments.

Allows for Manufactured

& Modular Homes

​Perfect fit for factory-built homes in South Carolina.

Easier Credit Qualification

Great for buyers with limited credit history or lower credit scores.

Assumable Loans

FHA loans can be transferred to future buyers, which can make resale easier.

Flexible Debt-to-Income Ratios

Buyers with existing debts can still qualify, opening doors for more families.

Let's find out your eligibilty status

Click 'Start now' and see if you are eligible for a VA, USDA, FHA or Conventional loan.

What Our Clients Say

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Robyn James, Google Review  ( 10 / 07 / 2025 )

 would recommend of Ken-Co of Lake City. Ross and Kayla were awesome in helping us purchase our home.
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